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How to Get a Loan

It is our pleasure to assist you with your home financing.  We strive to make the process as seamless as possible.. Before you know it, you'll have a mortgage that suits your lifestyle and your budget.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And we are just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

When you've selected a property and have a contract with the Seller, the next step is a full loan application and we will contact you to finalize those details.

Once you have signed your application documents, we will begin processing your loan which includes ordering the appraisal and submitting your application for a full approval by a mortgage underwriter. 

During the process we will also work with you to obtain a homeowner's insurance policy and request the closing infomation from your choice of settlement agents.

STEP TWO -- Your Loan is Approved and Funded

The underwriter will provide a conditional approval with a list of any documents needed from you or thrid parties, like the appraisal for instance, in order to clear your loan to close.

We will coordinate the closing with you, your realtor and  the settlement agent and you'll sign the final papers at their office.

Now you will start the next chapter in your life!

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